These Terms and Conditions (“Agreement”) are entered into between you “User” and Finzeo (“Company,” “We,” or “Us”) and govern your use of the services provided by the Company, including but not limited to the website, software, and any associated applications or platforms (collectively referred to as the “Services”). By using our Services, you acknowledge that you have read, understood, and agreed to be bound by this Agreement.
1. Account Registration
1.1 Eligibility:
By using our Services, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into this Agreement. If you are using the Services on behalf of a legal entity, you further represent and warrant that you have the authority to bind that entity to this Agreement.
1.2 Account Information:
You are responsible for providing accurate and complete information during the registration process. You agree to keep your account information up to date and promptly notify us of any changes.
2. Use of Services
2.1 License:
Subject to the terms of this Agreement, we grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Services for your lawful business or personal purposes.
2.2 Prohibited Activities:
You agree not to use the Services for any illegal, fraudulent, or unauthorized purposes. You also agree not to engage in any activity that may interfere with or disrupt the integrity or performance of the Services.
3. Fees and Payments
3.1Pricing:
The fees for using our Services are set forth on our website or as otherwise communicated to you. We reserve the right to change our pricing at any time, but we will notify you in advance of any such changes.
3.2Payment Processing:
If you use our payment processing services, you agree to comply with any additional terms and conditions governing such services, including any applicable payment processor’s terms.
4. Intellectual Property
4.1Ownership:
The Services and all associated intellectual property rights are owned by the Company. You acknowledge and agree that you do not acquire any ownership rights in the Services or the content provided therein.
4.2User Content:
By using our Services, you grant us a worldwide, royalty-free, non-exclusive license to use, reproduce, modify, publish, and distribute any content you provide through the Services. You represent and warrant that you have all necessary rights to grant such a license.
5. Privacy
5.1 Privacy Policy:
We respect your privacy and handle your personal information in accordance with our Privacy Policy, which is incorporated by reference into this Agreement. By using our Services, you consent to our collection, use, and disclosure of your personal information as described in the Privacy Policy.
6. Termination
6.1 Termination by You:
You may terminate this Agreement by closing your account and ceasing to use the Services.
6.2 Termination by Company:
We may suspend or terminate your access to the Services at any time and for any reason, with or without cause, without prior notice or liability.
7. Limitation of Liability
7.1 Disclaimer of Warranties:
THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTY OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK.
7.2 Limitation of Liability:
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL THE COMPANY BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR BUSINESS INTERRUPTION, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICES.
8. Governing
Law and Dispute Resolution
8.1 Governing Law:
This Agreement shall be governed by and construed in accordance with the laws of Governing Law and Jurisdiction:
This Agreement shall be governed by and construed in accordance with the laws of the State of Nevada, United States, without regard to its conflict of laws principles. Any legal action, suit, or proceeding arising out of or relating to this Agreement shall be filed in the state or federal courts located within Washoe County, Nevada. The parties hereby consent to the exclusive jurisdiction and venue of such courts and waive any objections to the exercise of personal jurisdiction over them by such courts.
8.2 Dispute Resolution:
Any disputes arising out of or in connection with this Agreement shall be resolved through negotiation in good faith. Any filings to be submitted will be filed in the State of Nevada and If the parties are unable to reach a resolution, the dispute shall be submitted to binding arbitration in accordance with the rules of American Arbitration Association.
9. General Provisions
9.1 Entire Agreement:
This Agreement constitutes the entire agreement between you and the Company regarding the subject matter here of and supersedes all prior or contemporaneous agreements, understandings, and communications, whether oral or written.
9.2 Severability:
If any provision of this Agreement is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
9.3 Waiver:
The failure to enforce any right or provision of this Agreement shall not constitute a waiver of such right or provision.